Managed Service Providers (MSPs) surveyed said remote work due to COVID-19 had resulted in an increase in ransomware

Governments, businesses, organizations and individuals all paid a heavy price from breaches and from ransomware

with viruses alone but one with malware protection will handle both viruses and malware like worms, ransomware

Inexperienced users could be hacked, defrauded or held to ransom (ransomware).